Privacy Policy

Privacy Policy

Effective date: September 7, 2026

Lester Mosley Agency LLC ("we," "us," or "the Agency") respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you use our website, request an insurance quote, submit a form, or communicate with us by email, telephone, or text message.

1. Information We Collect

We may collect identifiers and contact information such as your name, mailing address, email address, and telephone number. To provide insurance services, we may also collect information about drivers, vehicles, property, household members, businesses, prior insurance, claims, requested coverage, policy service needs, and other information you choose to provide.

If you make or arrange a payment, payment-related information may be processed by an insurance carrier, premium finance company, payment processor, or other authorized provider. We may receive limited transaction details, but we do not necessarily store full payment-card information.

We may collect communications and form submissions, including the content of emails, texts, calls, quote requests, and customer-service inquiries. Our website and service providers may automatically collect device, browser, IP address, cookie, analytics, and usage information.

Please do not send Social Security numbers, financial account information, health information, or other highly sensitive data through ordinary email, text message, or an unsecured website form. Use a secure channel approved by the Agency or the applicable insurer.

2. Sources of Information

We may collect information directly from you, household members, business representatives, or an authorized representative. As permitted by law, we may also receive information from insurance carriers, managing general agents, wholesalers, premium finance companies, vendors, referral sources, public records, consumer-reporting sources, and website technologies.

3. How We Use Information

We may use personal information to respond to inquiries; prepare and discuss quotes; submit applications; verify eligibility; communicate with insurance carriers; and, when expressly authorized and confirmed, bind, service, renew, reinstate, change, or cancel coverage.

We may also use information to communicate about policies, billing, claims, inspections, documents, appointments, renewals, and other Agency services; maintain business and insurance records; prevent fraud; protect security; improve our website and operations; enforce our agreements; and comply with legal, regulatory, licensing, and carrier requirements.

4. How We Disclose Information

We may disclose information only as reasonably necessary for the purposes described in this Policy. Recipients may include insurance carriers, wholesalers, managing general agents, premium finance companies, consumer-reporting sources, inspection companies, claims and policy-service providers, payment processors, communications and technology vendors, professional advisers, regulators, law enforcement, and parties involved in a proposed or completed business transaction.

Service providers are permitted to use information only to perform services for us or as otherwise allowed by law. We do not sell personal information for money.

5. Text Messaging and Mobile Information

If you provide a mobile number and opt in, we may send text messages about quote follow-up, appointments, policy service, billing or document reminders, and other communications you requested.

Mobile phone numbers, SMS opt-in information, and consent will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes. We may share this information with service providers solely as necessary to deliver and support requested messages.

Consent to receive marketing text messages is not a condition of purchasing insurance or other services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. You may also contact us using the information below.

6. Cookies and Analytics

Our website and service providers may use cookies and similar technologies to operate the site, remember preferences, understand site use, measure performance, and support security. You can adjust cookie controls through your browser or device. Disabling cookies may affect site functionality.

7. Data Retention

We retain information only as long as reasonably necessary for the purposes described in this Policy, including insurance recordkeeping, customer service, legal and regulatory duties, dispute resolution, fraud prevention, and security. When appropriate, we delete, destroy, or de-identify information using reasonable methods.

8. Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Choices and Rights

You may ask to access, correct, or delete personal information, subject to applicable law and exceptions for insurance, legal, regulatory, fraud-prevention, security, and recordkeeping purposes. We may need to verify your identity before processing a request.

You can opt out of marketing emails by using the unsubscribe instructions in the message or contacting us. You can opt out of text messages by replying STOP. Browser settings may allow you to control cookies and similar technologies.

10. Children's Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13 through the website. If you believe a child has provided information to us, please contact us.

11. Third-Party Sites and Services

Our website may link to insurance carriers or other third-party websites and services. Their privacy practices are governed by their own policies. We are not responsible for their privacy, security, or content.

12. Changes to This Policy

We may revise this Privacy Policy from time to time. We will post the revised Policy and update the effective date. Your continued use of the website after a revision means the revised Policy applies to future interactions, to the extent permitted by law.

13. Contact Us

Lester Mosley Agency LLC

80 W Wieuca Rd NE

Atlanta, GA 30342

Email: lester@lestermosleyagency.com